February 2026

What Is XRP? A Practical, Plain-English Guide to the Asset, the XRP Ledger, and Why It Exists XRP is the native digital asset of the XRP Ledger (XRPL), an open-source blockchain designed for fast, low-cost value transfer and settlement. In practice, people use XRP to move value between accounts on the XRPL, to pay network […]

What Is Bitcoin? A Practical, Plain-English Guide Bitcoin is a digital monetary network that lets people send value over the internet without relying on a bank, card network, or payment processor to approve the transaction. Instead of a central ledger owned by one company, Bitcoin uses a shared public ledger (the blockchain) maintained by thousands